[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.telsey.cz\/co-poradit-podnikatelum\/#Article","mainEntityOfPage":"https:\/\/www.telsey.cz\/co-poradit-podnikatelum\/","headline":"Co poradit podnikatel\u016fm?","name":"Co poradit podnikatel\u016fm?","description":"Ten, kdo tomu nerozum\u00ed, kdo nem\u00e1 \u017e\u00e1douc\u00ed p\u0159edpoklady, znalosti, dovednosti a podm\u00ednky, by se rad\u011bji nem\u011bl do soukrom\u00e9ho podnik\u00e1n\u00ed pou\u0161t\u011bt. Proto\u017ee n\u011bkomu takov\u00e9mu zrovna nesv\u00edt\u00e1 nad\u011bje na to, \u017ee mu bude jeho byznys vzkv\u00e9tat. Je daleko pravd\u011bpodobn\u011bj\u0161\u00ed, \u017ee n\u011bkdo takov\u00fd bude vr\u0161it jednu chybu na druhou, a ne\u017e se nad\u011bje, zkrachuje. Jen\u017ee d\u00e1 se naopak […]","datePublished":"2021-10-07","dateModified":"2023-05-15","author":{"@type":"Person","@id":"https:\/\/www.telsey.cz\/author\/#Person","name":"","url":"https:\/\/www.telsey.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/383247cd769f7ac317a5bcda943ec48a3c79d996598ae4564ec21a0e178126d1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/383247cd769f7ac317a5bcda943ec48a3c79d996598ae4564ec21a0e178126d1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"telsey.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.telsey.cz\/wp-content\/uploads\/euro%20v%20ruce.png","url":"https:\/\/www.telsey.cz\/wp-content\/uploads\/euro%20v%20ruce.png","height":0,"width":0},"url":"https:\/\/www.telsey.cz\/co-poradit-podnikatelum\/","about":["Pen\u00edze"],"wordCount":418,"articleBody":"   Ten, kdo tomu nerozum\u00ed, kdo nem\u00e1 \u017e\u00e1douc\u00ed p\u0159edpoklady, znalosti, dovednosti a podm\u00ednky, by se rad\u011bji nem\u011bl do soukrom\u00e9ho podnik\u00e1n\u00ed pou\u0161t\u011bt. Proto\u017ee n\u011bkomu takov\u00e9mu zrovna nesv\u00edt\u00e1 nad\u011bje na to, \u017ee mu bude jeho byznys vzkv\u00e9tat. Je daleko pravd\u011bpodobn\u011bj\u0161\u00ed, \u017ee n\u011bkdo takov\u00fd bude vr\u0161it jednu chybu na druhou, a ne\u017e se nad\u011bje, zkrachuje.Jen\u017ee d\u00e1 se naopak tvrdit, \u017ee ti, kte\u0159\u00ed podnik\u00e1n\u00ed rozum\u00ed, maj\u00ed toto ur\u010dit\u011b provozovat, proto\u017ee se jim tu bude da\u0159it? To ne. To sice n\u011bkdy plat\u00ed, ale n\u011bkdy bohu\u017eel tak\u00e9 ne. I ti nejschopn\u011bj\u0161\u00ed z podnikatel\u016f se mohou pot\u00fdkat s probl\u00e9my, i t\u011bm mohou sch\u00e1zet pen\u00edze, kter\u00e9 jsou pro jejich \u017eivot a podnik\u00e1n\u00ed pochopiteln\u011b nezbytn\u00e9.A je pochopiteln\u00e9, \u017ee takov\u00e1 situace nen\u00ed \u017e\u00e1douc\u00ed. \u017de by pen\u00edze chyb\u011bt nem\u011bly, a pokud snad u\u017e n\u011bkdy chyb\u00ed, m\u011blo by se to za\u0159\u00eddit tak, aby se podobn\u00e1 skute\u010dnost stala co nejd\u0159\u00edve minulost\u00ed.Jen\u017ee jak z\u00edsk\u00e1 pen\u00edze podnikatel, kter\u00e9mu se pr\u00e1v\u011b neda\u0159\u00ed? Samoz\u0159ejm\u011b ne tak, \u017ee si je vyd\u011bl\u00e1. Tento mus\u00ed s\u00e1hnout na svoje \u00faspory, a kdy\u017e tyto nem\u00e1, pak si mus\u00ed vz\u00edt aspo\u0148 n\u011bjakou podnikatelskou p\u016fj\u010dku. A kter\u00e1 z p\u016fj\u010dek je v takov\u00e9 situaci ta nejvhodn\u011bj\u0161\u00ed? \u010casto je to hypot\u00e9ka bez registru Americk\u00e1 nebankovn\u00ed hypot\u00e9ka, jej\u00ed\u017e nespornou p\u0159ednost\u00ed je to, \u017ee ji dostane pomalu ka\u017ed\u00fd, kdo si o ni po\u017e\u00e1d\u00e1 a kdo m\u016f\u017ee dolo\u017eit schopnost aspo\u0148 po minim\u00e1ln\u00edch \u010d\u00e1stk\u00e1ch spl\u00e1cet. A kdo samo sebou m\u016f\u017ee poskytnout i nemovitost coby z\u00e1ruku spl\u00e1cen\u00ed, jak u\u017e tomu u hypot\u00e9k b\u00fdv\u00e1.Kdy\u017e soukromn\u00edk pot\u0159ebuje pen\u00edze, aby je mohl pou\u017e\u00edt k podnikatelsk\u00fdm \u00fa\u010del\u016fm, vyjde mu takov\u00e1 nebankovn\u00ed hypot\u00e9ka maxim\u00e1ln\u011b vst\u0159\u00edc. Tady dostane tolik pen\u011bz, kolik je t\u0159eba, za ide\u00e1ln\u00edch podm\u00ednek a bez d\u011bl\u00e1n\u00ed obstrukc\u00ed. A net\u0159eba se tu b\u00e1t ani vcelku n\u00edzk\u00fdch p\u0159\u00edjm\u016f, ani skoup\u00fdch da\u0148ov\u00fdch p\u0159izn\u00e1n\u00ed a mal\u00fdch zisk\u016f, ani exekuc\u00ed nebo n\u011b\u010deho jin\u00e9ho.Tady podnikatel pen\u00edze dostane a m\u016f\u017ee je vyu\u017e\u00edt. A je jenom na n\u011bm, zda bude \u0159\u00e1dn\u011b spl\u00e1cet nebo p\u0159ijde o svou z\u00e1stavu.                                                                                                                                                                                                                                                                                                                                                                                                  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