[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.telsey.cz\/pomuze-vam-hypoteka\/#Article","mainEntityOfPage":"https:\/\/www.telsey.cz\/pomuze-vam-hypoteka\/","headline":"Pom\u016f\u017ee v\u00e1m hypot\u00e9ka?","name":"Pom\u016f\u017ee v\u00e1m hypot\u00e9ka?","description":"Ten, kdo zn\u00e1 hypot\u00e9ky, mi d\u00e1 ur\u010dit\u011b za pravdu, \u017ee jde o p\u016fj\u010dky, kter\u00e9 maj\u00ed sv\u00e9 m\u00edsto na na\u0161em trhu a kter\u00e9 jsou pro leckoho z n\u00e1s nenahraditeln\u00e9. A to doslova. Kdy\u017e si chce n\u011bkdo dejme tomu koupit vlastn\u00ed d\u016fm nebo byt, rekrea\u010dn\u00ed objekt, firmu nebo jinou nemovitost, pot\u0159ebuje logicky ohromn\u00e9 pen\u00edze, a kdo m\u00e1 […]","datePublished":"2022-01-08","dateModified":"2023-05-15","author":{"@type":"Person","@id":"https:\/\/www.telsey.cz\/author\/#Person","name":"","url":"https:\/\/www.telsey.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/383247cd769f7ac317a5bcda943ec48a3c79d996598ae4564ec21a0e178126d1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/383247cd769f7ac317a5bcda943ec48a3c79d996598ae4564ec21a0e178126d1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"telsey.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.telsey.cz\/wp-content\/uploads\/star%C3%BD%20d%C5%AFm_1.jpg","url":"https:\/\/www.telsey.cz\/wp-content\/uploads\/star%C3%BD%20d%C5%AFm_1.jpg","height":0,"width":0},"url":"https:\/\/www.telsey.cz\/pomuze-vam-hypoteka\/","about":["Pen\u00edze"],"wordCount":424,"articleBody":"   Ten, kdo zn\u00e1 hypot\u00e9ky, mi d\u00e1 ur\u010dit\u011b za pravdu, \u017ee jde o p\u016fj\u010dky, kter\u00e9 maj\u00ed sv\u00e9 m\u00edsto na na\u0161em trhu a kter\u00e9 jsou pro leckoho z n\u00e1s nenahraditeln\u00e9. A to doslova.Kdy\u017e si chce n\u011bkdo dejme tomu koupit vlastn\u00ed d\u016fm nebo byt, rekrea\u010dn\u00ed objekt, firmu nebo jinou nemovitost, pot\u0159ebuje logicky ohromn\u00e9 pen\u00edze, a kdo m\u00e1 zku\u0161enosti s jin\u00fdmi p\u016fj\u010dkami, v\u00ed, \u017ee neb\u00fdt hypot\u00e9k, pen\u00edze by se na n\u011bco takov\u00e9ho v podob\u011b p\u016fj\u010dky nesehnaly. Proto\u017ee se za ka\u017edou p\u016fj\u010dku mus\u00ed n\u011bjak ru\u010dit, a \u017e\u00e1dn\u00e1 finan\u010dn\u00ed instituce by nep\u016fj\u010dovala miliony na des\u00edtky let jenom na z\u00e1klad\u011b prok\u00e1zan\u00fdch moment\u00e1ln\u00edch p\u0159\u00edjm\u016f \u017eadatele a \u010dist\u00fdch registr\u016f dlu\u017en\u00edk\u016f. Proto\u017ee za tak dlouhou dobu spl\u00e1cen\u00ed by se toho mohlo hodn\u011b zm\u011bnit, a ani ten, kdo by byl nyn\u00ed zcela d\u016fv\u011bryhodn\u00fd a solventn\u00ed, by takov\u00fd u\u017e \u010dasem b\u00fdt nemusel. A p\u016fj\u010den\u00e9 pen\u00edze by zmizely v nen\u00e1vratnu. Co\u017e pr\u00e1v\u011b u hypot\u00e9k nehroz\u00ed, proto\u017ee u nich je vr\u00e1cen\u00ed p\u016fj\u010den\u00fdch pen\u011bz zaru\u010deno nemovitost\u00ed, a nemovit\u00fd majetek, kter\u00fd by v p\u0159\u00edpad\u011b nespl\u00e1cen\u00ed hypot\u00e9ky propadl finan\u010dn\u00edmu \u00fastavu, je stabiln\u011b hodnotnou z\u00e1rukou toho, \u017ee na tom nebude finan\u010dn\u00ed instituce tratit.Hypot\u00e9ky ale nemus\u00ed poslou\u017eit jenom p\u0159i koupi nemovitosti. Mohou umo\u017enit i financov\u00e1n\u00ed rekonstrukce a jin\u00fdch stavebn\u00edch prac\u00ed a podobn\u011b. A hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f Hypot\u00e9ka bez registru se ani nemus\u00ed t\u00fdkat n\u011bjak\u00fdch investic do nemovit\u00e9ho majetku. Ta m\u016f\u017ee poslou\u017eit i jinak.Jak?Kdy\u017e si n\u011bkdo takovou nebankovn\u00ed hypot\u00e9ku vezme, zaru\u010d\u00ed se za ni z\u00e1stavou sv\u00e9 nemovitosti a spl\u00e1c\u00ed ji jako kteroukoliv jinou hypot\u00e9ku, ov\u0161em pen\u00edze, je\u017e takto z\u00edsk\u00e1, m\u016f\u017ee pou\u017e\u00edt r\u016fzn\u011b. I na podnik\u00e1n\u00ed, i na spl\u00e1cen\u00ed jin\u00fdch dluh\u016f, i na investice, prost\u011b na co je libo. A i zde plat\u00ed, \u017ee je tu takov\u00e1 mo\u017enost jenom d\u00edky z\u00e1stav\u011b nemovitosti, je\u017e se neodmysliteln\u011b poj\u00ed s hypot\u00e9kami. Neb\u00fdt z\u00e1stavy nemovitosti, nebyl by tu nikdo vysly\u0161en, ani kdyby m\u011bl nezvladateln\u00e9 finan\u010dn\u00ed probl\u00e9my a zoufal si.Ale takov\u00e1 nebankovn\u00ed hypot\u00e9ka tu je. A proto si \u017e\u00e1dn\u00fd majitel nemovitosti zoufat nemus\u00ed.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pom\u016f\u017ee v\u00e1m hypot\u00e9ka?","item":"https:\/\/www.telsey.cz\/pomuze-vam-hypoteka\/#breadcrumbitem"}]}]